For various reasons, I avoid job applications which require a credit check. I filled out a job application (in the state of Texas) today with this language.
How do you interpret this? Does it imply either that a credit check is required -- or that my agreeing to these terms also gives my consent to a credit check? Or does it mean that the company will notify me and ask my permission in advance before it does one? I have seen lots of job applications with similar fuzzy language like this and can't figure out what it really means.
Consent to Disclosure of Information. I hereby grant permission to (Company X) to investigate my previous employment, educational background, criminal background and character references. I acknowledge and understand that I have hereby received notice in compliance with applicable laws that (Company X) may seek to procure information regarding my character, general reputation, personal characteristics or mode of living from a consumer reporting agency. I understand that upon my written request, (Company X) shall make a complete and accurate disclosure of the nature and scope of such investigation if one is made. I hereby release (Company X) from liability (including liability for negligence) arising from reference and background checks.
EDIT: Is it possible that state or federal law requires a separate authorization to be made to consent to a credit check? Is it more common for HR departments to seek a separate authorization for a credit check from applicants or not to seek it? (ps, this is for a larger company).