I work for an international corporation having separate companies in Europe and in USA. I am personally based in Europe.
I was notified about a recent incident in USA that included an employee having a car accident with his personal car (truck) during work hours (transferring materials for work from a local warehouse), that the issue actually escalated and the local employees demanded a separate company insurance for their personal cars, as those jobs ideally should have been handled using the existing but not always available company cars, and their personal cars should not be used except the regular commute to work (so they are risk free).
They get gas reimbursement according to the IRS rules.
USA management satisfied their demand.
Is that standard of company insurance covering personal cars typical in USA? What about Europe?