I received a job offer. The salary is on the low end of my acceptable range, but I like everything else about the job, including an unexpected sign-on bonus.
My only concern is that they can't tell me what the costs are for the health insurance plans they offer. After asking multiple times, I've been told that they have an "insurance marketplace" with several different providers, so they can't tell me amounts for the premiums. They won't provide current or future premiums for any of the plans available, or even ranges.
They have provided information about the plans available, including annual out-of-pocket maximums and copayments/coinsurance. But that doesn't help me figure out how much I'll be paying each month for health insurance, and I know that monthly premiums can vary widely, from tens of dollars a month to several hundred. (This is in the US.)
I'd be less hesitant if the offered salary was higher, but as it is I'm not sure I'd accept the job if the insurance was going to cost me $500 a month. Should I decide on the offer with the assumption that I'll need to pay the same prices as the open marketplace, or are there other things I should be considering?