I am in a situation with a part time, temporary position and poor health (such that working FT or more is not very advisable). As a PT employee, I do not have healthcare coverage or any "guarantee" of employment (not that anyone does, in the US). I was "let go" many years back after being a good employee with specialized knowledge for more than 10 years. I then created and ran a charitable retreat center for 10 years, but had to leave. Now I have no assets and only a few thousand dollars in the bank.
I am wondering if my previous experience of being let go (when the company was bought and liquidated) and also having to leave the business I put everything in to has left me feeling vulnerable and unsafe to having my employment disappear again? What would be the best approach to handling this feeling of insecurity? Is it valid?
I ask also because the trend in the US is for more and more people to be "contract" workers, with no employment status, and so to have to determine and handle their own healthcare, retirement, etc. This is a big change. As well, I read an article which says that 60% of people in the US have less than $1000 in savings, making loss of work a disaster in a time when finding new work can take 6 months. What is a good approach for this vast number of people to take in the future?