Somewhat related to this question.
A few months ago, a family member (it's not me, really) got a job at a small office with under 10 employees. The salary is low but not indignantly so, and she even got a small raise shortly after joining the company. However, the business owner is a wreck managing the company's finances. He leads an extravagant lifestyle, mixes his personal money with office money, and more than once the employees have been left wondering whether they would get paid on time that week. The latest incident was giving employees two days "off" because there was no money to pay them. The company has been in business for several years, so I don't know if these paycheck shenanigans are a recent thing or not.
I have repeatedly advised my family member to look for another job, but she insists on staying for a year or two because she is gaining experience in a new field and she feels some sense of loyalty due to an upcoming crunch time (and a lot of overtime pay). It took her some time to find this job so I can understand her reluctance to leave, but I can also see that this is not a healthy business. How can I articulate to her that she really should be looking for a different job? Barring that, what should she do in order to ensure an uninterrupted income while she stays at this company?