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My wife is pregnant with our first child. She is currently working full-time and gets her insurance through her employer (which we need to pay for the pregnancy). The employer also offers 3-months maternity leave (although we are not sure if the actual 'pay' benefits are through short-term disability paid by an insurance company or if the company itself kicks in).

As is somewhat common, we are already planning on her not returning to the employer at the end of the 3-months. However, naturally we would like to maintain her health insurance during maternity leave period as well as the 'pay'.

  • How and when should she let her employer know?
  • Would she lose any of the benefits if she told the employer in advance?
  • Would it be unfair/cold if she waited till the last day of her maternity leave?

This question is different than the related answers because it explicitly gets at the timing of when to inform the current employer as opposed to how maternity leave effects future employment.

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  • @DavidK For the first duplicate, mkennedy answer seems to touch on this question, but notes that the answer is not specific to the question. The other duplicates are in the right direction, but I feel this situation is explicit enough to merit it's own question. Jun 28, 2017 at 17:49
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    "I've decided to leave your company. I received a better offer from a new startup. The hours are long and the pay is poor, the working conditions are sometimes a little messy, but I really enjoy the culture and new teaching opportunities it provides. Plus, the joy on my new colleague's face when I arrive each morning cannot be measured by financial compensation"
    – Steve-O
    Jun 28, 2017 at 17:54
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    @Steve-O Did you mean to post that comment on this question? I'm not sure how it relates.
    – David K
    Jun 28, 2017 at 17:56
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    @DavidK I think it's supposed to be tongue-in-cheek, the "new startup" being the baby :)
    – user812786
    Jul 3, 2017 at 13:02

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