I started a new developer job 95 days ago. Prior to this job, I was covered by my parents' health insurance; however, I turned 26 one month into this job and was unregistered. My contract stipulates that after 90 days I am enrolled into the corporate health insurance plan (Oxford United in our case). I've already signed and completed the enrollment paperwork (did so my 1st day).
I do intend to take the plan since I'm presently insuranceless. The problem is that I never requested the details of the plan when I first joined (I was covered under my parent's insurance and much more concerned about the code). Considering I'm about to be enrolled, I know I should obtain and go over my coverage, deductibles, etc for the sake of keeping myself well-informed. Problem is I don't know the terminology associated with the documents that would contain such information.
What documents should I request from HR regarding the Health Insurance Plan's details?
- I'm a US citizen working for a US LLC owned by a UK entity.
- I have no intention to enroll in health care offered by a marketplace (e.g. ACA/Obamacare) given the volatility of health care legislation.
I've already filled out and signed the enrollment form.