Questions tagged [insurance]

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-6
votes
0answers
214 views

What are my options if I missed open enrollment?

In the United States, we have a poorly set up healthcare system. Employees must enroll during an "open enrollment" period, typically somewhere around November-December. This is the only time when they ...
70
votes
12answers
28k views

Is “I missed open enrollment” a reasonable explanation for why I'm leaving a job?

I missed open enrollment [the 30-day deadline in the US for new employees to elect health insurance, or else be uninsured for the rest of that calendar year]. It's ultimately on me, since my company ...
3
votes
1answer
711 views

Sick leave in Germany

Since the 4-12-2019 until 5-1-2020 (4 weeks) I have been sick. From the 1st Dec to 31st Dec is my official vacation time which means I got sick on vacation. I submitted a sick note to my "employer" ...
0
votes
3answers
516 views

how to practice for numeracy tests in the insurance industry in the UK?

I often see IT job advertisements that mention a numeracy test. These are generally Insurance companies. This is all based in London Uk. Here is a partial view of one of such advertisements as an ...
6
votes
2answers
495 views

Confirming extensive health care coverage before accepting a job

I have a special needs child. My child is autistic and requires hours of therapy each week: ABA, OT, Speech, etc. I have always worked at a large well-known company with excellent medical and health-...
1
vote
2answers
267 views

Does the Insurance Distribution Directive apply to software developers as well?

The Insurance Distribution Directive states there is a "15-hour requirement ... as a minimum for anyone involved in ‘insurance distribution’" with regards to Continuous Personal Development. I am a ...
1
vote
3answers
300 views

Going on a business trip, how to ask about travel and health insurance?

I work in a UK based company and am about to go on my first business trip overseas to Japan. I'll be going with my boss and the company will arrange everything. Flights and hotels have all been booked ...
3
votes
1answer
344 views

Should a company pay for insurance deductible due to damage to a rental vehicle during a business trip?

Question for my husband, so I don't know all details yet. My husband was on a business trip in Northern Europe in a fairly remote area. This work required driving on gravel roads through the woods ...
101
votes
15answers
22k views

I was promised a work PC, but I am still awaiting approval 3 months later so am using my own laptop - is it fair to ask employer for laptop insurance?

I develop websites and run the online magazine for my company (just got hired three months ago), so I run not only development software and tech applications, but also Adobe software and other design ...
5
votes
7answers
1k views

Unable to enroll in insurance now because of typo in email address

My company recently switched insurance providers and the emails with instructions on how to choose your options (health insurance, disability, etc) weren't sent to my correct email. There was a typo ...
0
votes
1answer
598 views

How to keep the same pediatrician [closed]

I'm looking at switching jobs and the new provider doesn't have our paediatrician in its network. My son has had a few health problems and we wouldn't want to change doctors or specialist. Is it ...
3
votes
3answers
469 views

How can I maintain health insurance during unpaid leave?

When taking a couple months of unpaid sabbatical in the UK, the employer will usually drop all benefits until the employee is back. Quite certain this policy would cut the national health insurance ...
11
votes
3answers
722 views

What is the purpose of open enrollment?

In the United States, employer-paid (or employer-subsidized) health insurance is provided as a benefit. Typically there are a range of plans available for the employee to choose from, based on their ...
6
votes
6answers
368 views

What issues occur when changing medical insurance mid-year?

I received an e-mail from our HR Department the other day informing us that they may change our medical insurance carrier on June 1st. For context, our company has approximately 50 employees and is ...
53
votes
8answers
16k views

Should I be expected to insure hardware belonging to my employer when going on a personal trip?

I work remotely. I'm soon off abroad for a few months and will continue to work remotely while I'm away, taking the company laptop and possibly other similar hardware with me to perform my duties. The ...
-2
votes
1answer
148 views

Trouble with company insurance - worth making a fuss about it? [closed]

A while back I started a new job at bigcorp. They insure all employees via some third party insurance company. We have a list of doctors we can go to, then either we pay there and can claim the amount ...
-4
votes
3answers
477 views

dress code IT banking/insurance

What is the dress code of IT leadership teams in banking/insurance UK for men? In my company, one of the largest in the UK, even the CTO wears jeans and a shirt. What is the case for an IT manager ...
-1
votes
2answers
325 views

Car insurance for a personal car used in a corporation

I work for an international corporation having separate companies in Europe and in USA. I am personally based in Europe. I was notified about a recent incident in USA that included an employee having ...
2
votes
2answers
381 views

Involuntarily subscribed to insurance against absense [closed]

I've just been told by my company that I was being subscribed to an insurance scheme. The benefit of this scheme is that if I am absent due to sickness for a few days, then I am paid fully for these ...
2
votes
1answer
456 views

What insurance do I need as an web developer consultant in UK

I have a lovely full-time web developer job that I don't wish to leave. But, I've been offered some part-time work on the side. If I can persuade my main employer to give me permission to take on ...
-5
votes
1answer
237 views

Who “inherits” a private corporation if all documented owners have died? [closed]

This is totally hypothetical, but I'm looking for a real answer. Let's say five friends and I file articles of incorporation for a small tech start-up. The six of us are the board of directors. Let's ...
0
votes
1answer
209 views

HR claims to pay COBRA but changes mind after signing - do I have recourse without souring relationships? [closed]

The company I worked for was recently acquired by another company. As part of the deal, we were offered contract to hire positions with no benefits. When the contract was presented, I inquired about ...
8
votes
3answers
3k views

Raise causes me to lose pay

I recently received a raise at work, but I'm now taking home less pay. This is due to our medical insurance plan. It's tier based and apparently my meager $283 / year increase has now caused me to ...
2
votes
1answer
343 views

Employer-provided health insurance question [closed]

My work covers health insurance for me and my spouse, but recently we had a baby and I was told by HR that our baby would not be covered by insurance. I was told that covering the baby would be too ...
2
votes
2answers
557 views

IT Contractors: patent infringement insurance, or just professional indemnity?

I'm just starting out working independently as an IT Contractor through a self owned Limited Company (based in the UK). With respect to insurance requirements, is it usually expected for a contractor ...
3
votes
1answer
333 views

Can employer request medical history?

During my first annual enrollment with the company, I have received a letter from HR department that I need to provide the medical history for myself and my dependents before they will renew insurance....
-1
votes
2answers
238 views

Company Car/Traveling Time & Appropriate Compensation/Procedure [closed]

I recently got a new job (a little over 1 month ago) and in my letter of offer there was no mention of travel nor was there any mention of it in the job description. As of recently, I have been doing ...